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Lecture 11. The Emergence of the International Monetary System

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1. Overview

2. The Classical Gold Standard

3. The Bretton Woods System

4. The Post–Bretton Woods System


1. Overview

⑴ The need for an international monetary system : The same reason money is needed in general—i.e., a coincidence of wants.

⑵ National income accounting identity

Y: National output
C: Private consumption
I: Investment
G: Government consumption
NX: Net exports
S: National saving
Current account deficit: When net exports are negative. Because I is large, the economy is borrowing investment funds from abroad.
Current account surplus: When net exports are positive. Because I is small, the economy is investing abroad.
⑨ (Reference) A current account surplus is not necessarily “good” in all cases.
⑩ Without an international monetary system, domestic investment and domestic saving are identically equal (S = I).

⑶ The trilemma (trilemma) of an open economy : Explains the absolute stability of a regime.

Choice 1. Exchange rate fixity

○ A fixed exchange rate is advantageous because there is no uncertainty.
○ A fixed exchange rate is disadvantageous because when capital mobility is free, it becomes difficult to conduct monetary policy by adjusting interest rates.
○ A floating exchange rate can be advantageous because it can help resolve a trade deficit.
○ A floating exchange rate is disadvantageous because it involves uncertainty.
○ Today, floating exchange rates are dominant : Floating exchange rates are not as bad as one might think.

Choice 2. Unlimited capital mobility

Choice 3. Monetary policy autonomy

④ The open-economy trilemma : Holds well in an open economy.

○ (Reference) Dilemma: A problem of giving up one of two values.
○ (Reference) Trilemma: A problem of giving up one of three values.
○ Proposed by Obstefeld and Taylor.
○ You can choose only two among exchange rate fixity, unlimited capital mobility, and monetary policy autonomy.

⑷ Commitment, trust, and symmetry : Explain the relative stability of a regime—i.e., how strong the forces for change are.


2. The Classical Gold Standard

⑴ The emergence of the gold standard

① Gold has been used as money since ancient times.
② The gold standard as an institution began with the United Kingdom’s Resumption Act of 1819.
③ Newton’s “great mistake” played a role in Britain’s adoption of the gold standard.

○ Newton briefly served as the Master of the Mint in Europe and had to set the mint ratio between gold and silver; he set the price of gold too high.
④ Japan adopted a silver standard after the Meiji Restoration, then acquired a large amount of gold after winning the First Sino–Japanese War and introduced the gold standard.
⑤ Korea naturally adopted the gold standard after coming under Japanese rule in 1905 : At the time, China was still on a silver standard.

⑵ The emergence of the international gold standard

① Britain emerged as an economic powerhouse and drew other countries into Britain’s gold standard.
② From 1865, European countries formed the Latin Monetary Union (LMU), which encouraged the emergence of the international gold standard.
③ From the late 19th century to World War I was the era of the international gold standard.

⑶ The open-economy trilemma

① The gold standard is basically a fixed exchange rate system : If the exchange rate is not constant, allowing gold convertibility enables risk-free arbitrage.
② It fixed the exchange rate and allowed unlimited capital mobility at the cost of sacrificing monetary autonomy.

○ Thus, under the gold standard, governments generally took a laissez-faire approach to economic policy.
○ Reason : They believed in the price–specie–flow mechanism proposed by Hume in 1752.
Case 1. If gold flows into Britain, the value of Britain’s money rises, and gold flows back out abroad.
Case 2. If Britain accumulates a lot of foreign currency, gold flows into Britain, and the money supply and price level restore equilibrium.

⑷ Limitations

Limitation 1. In practice, sterilization policy occurred frequently : That is, unlimited capital mobility was not actually allowed.

○ Central banks worried more about gold losses than about gold gains.
○ The Bank of England used active interest rate policy to prevent gold losses.

Limitation 2. Under the gold standard, the scale of credit is limited by the amount of gold, so purchasing power cannot expand elastically.

○ Banks create credit by taking deposits, keeping part as reserves, and lending the rest.
○ This method resolves the liquidity constraint that the gold standard fundamentally has.

Limitation 3. The cost of storing gold is quite high.

④ Despite Limitation 1, the gold standard persisted due to commitment, trust, and symmetry.

⑸ Outcome : When monetary policy became important due to political and social change, the international gold standard regime collapsed.

① During World War I, the gold standard was temporarily suspended.

○ Governments financed themselves by expanding the money supply through bond issuance or by printing money.
○ In Germany’s case, money was printed after the war as well to finance reconstruction.

② The United States, which benefited from the wartime boom, returned to the gold standard in 1919.
③ Britain returned to the gold standard in 1925 after the war ended.
④ Excessive obsession with the gold standard caused the Great Depression.

○ The U.S. expected that abandoning the gold standard would reduce the dollar’s value.
○ The U.S. and France held 70% of the world’s gold : Other countries could not even issue currency.
○ As holders began converting dollars into gold, dollar liquidity started to decline.
○ Combined with a deflation shock, banks began to fail.

⑤ After the Great Depression began, countries that could not maintain the gold standard abandoned it : The gold standard collapsed in a self-fulfilling way.

○ It was expected that if the gold standard were abandoned, money could not be converted into gold, and thus the money’s value would fall further.
○ As moves to convert into gold increased, the gold standard kept shrinking.
○ When Britain abandoned the gold standard in 1931, other countries began to follow.

⑥ After abandoning the gold standard, economies began to recover quickly from the Great Depression.

○ Rapid devaluation freed them from the shackles of an overvalued currency.

⑦ When the U.S. abandoned the gold standard in 1933, the dollar’s value did not fall.

○ In other words, it was effectively allowing a floating exchange rate in 1933.
○ Because uncertainty disappeared.

⑧ France abandoned the gold standard relatively late, in 1936.

○ If France had abandoned it earlier, it might have overtaken the British economy.
○ Persson argues that if France had abandoned the gold standard earlier, the Popular Front would not have taken power.
○ Reason France abandoned it late : It pursued sterilization policy and held a lot of gold.


3. The Bretton Woods System

⑴ The emergence of the Bretton Woods system

① In July 1944, 44 countries signed the IMF Articles of Agreement at Bretton Woods in the United States.
② The dollar was fixed to the price of gold : 35 dollars per ounce.
③ All currencies were fixed in value against the dollar : With N − 1 exchange rates given.

⑵ The open-economy trilemma

① It fixed currencies to the U.S. dollar and allowed monetary policy, at the cost of restricting capital mobility.

⑶ Demise : It lacked commitment, credibility, and symmetry.

① Lack of commitment

○ Although capital mobility was restricted, speculators could circumvent it.

② Lack of credibility

○ In the 1960s, the U.S. Democratic administrations ran budget deficits and pursued expansionary monetary policy, causing the dollar to become overvalued.
○ Mainly due to expanded welfare spending and the Vietnam War.
○ In 1971, the dollar was devalued against gold, and in 1973 gold convertibility was abandoned.
○ At the time, the guarantee of the dollar’s value had so little credible basis that it was said to rest on “faith in God.”

③ Lack of symmetry

○ Countries other than the United States were not issuers of the key currency, so they could not freely conduct monetary policy.
○ Even very wealthy countries could conduct monetary policy only within a limited scope.
○ As a result, the risk of a fundamentally self-fulfilling currency crisis always existed.

④ When it became impossible to suppress capital mobility due to the growth of world trade and other pressures, the Bretton Woods system collapsed.


4. The Post–Bretton Woods System

⑴ The open-economy trilemma

① A regime that abandoned fixed exchange rates and accepted floating exchange rates.
② It allows unlimited capital mobility and free monetary policy.
③ Some countries still peg their currencies, but a worldwide fixed exchange rate system is a thing of the past.

⑵ Optimum Currency Area (OCA) theory : Proposed in the 1960s by Robert Mundell and others.

① Economies of scale in currency : Using a single currency produces the same effect as a fixed exchange rate.

○ If the same currency is used, there is no risk from exchange rate fluctuations and no transaction fees.
○ The economy can be stabilized with a single monetary policy : Tighten policy when overheated, or inject money to support recovery.

② Diseconomies of scale in currency

○ Economic shocks are asymmetric, and political preferences differ across countries.
○ A single monetary policy may strongly conflict with the needs of a particular region or country.
○ Therefore, it is difficult for countries to survive in a fixed exchange rate system whose members are highly diverse.

③ A currency union can succeed only if members meet conditions within an appropriate geographic scope.

○ That geographic scope is called the criterion for an optimum currency area.
○ That is, geographic conditions under which business cycles propagate so that members are inevitably exposed to the same cycle.

⑶ Overcoming asymmetry in a currency union

① First criterion : Proposed by Robert Mundell

○ The importance of labor mobility
○ If factor mobility is free, equilibrium is restored without exchange rate or price changes.

② Second criterion : Proposed by Peter Kenen

○ Production diversification and similar trade structures
○ Economic shocks would have only limited impact and could help reduce asymmetry.

③ Third criterion : Proposed by Robert McKinnon

○ Trade openness among countries
○ With the law of one price prevalent, the real exchange rate will equalize whether or not a country participates in the currency union.

⑷ The emergence of the Eurozone

① Adoption of a currency union : As an extreme form of fixed exchange rates, exchange rates are abolished together.
② Endogenous hypothesis : Predicts that once a currency union is formed, the movement of labor, goods, and capital becomes smoother, transforming the region into an optimum currency area.
③ The European sovereign debt crisis following the 2007–2008 U.S. financial crisis revealed that Europe had not become an optimum currency area.

○ Rather, it created many regions that were inevitably more exposed to fiscal crises.
○ PIIGS (Portugal, Italy, Ireland, Greece, Spain) are in a poor state because they lack borrowing capacity, so there would be no default.
○ But because they borrow and spend using the Eurozone’s credit, a crisis occurs.

④ The European Union can be exited (e.g., Brexit), but the Eurozone cannot be exited : It is designed that way.

○ If countries such as Greece had monetary sovereignty, they could reduce the value of their own currency to overcome a crisis.
○ Example : During the IMF crisis, Korea lowered the exchange rate to around 800 won per 1 U.S. dollar.
○ Exiting the Eurozone would require enduring an enormous financial shock, and there is effectively no country that can withstand it.
○ Paul Krugman predicted this from the time the Eurozone was created.

Posted: 2020.07.23 21:59

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